Documenting the journey live

BUILDING BUSINESS Credit. IN REAL TIME.

I'm a small business owner doing exactly what my book teaches building business credit from scratch and sharing every step so you can follow along.

๐Ÿ“– I wrote the book. Now I'm living it. Follow along as I go from zero tradelines to a fully fundable business no hype, no shortcuts.

"Most people think you need good personal credit to build a business. I'm out here proving there's another way."

Michael Gaines
Author of The Business Credit System ยท Founder of Positive Gaines
My Business Credit Progress
โœ“
LLC formed & EIN obtained Done
โœ“
D&B number established Done
โ†’
First net-30 tradelines reporting In Progress
โ—‹
PAYDEX score established Up Next
โ—‹
First business credit card Coming

Walk With Me While I Build This

I'm not here to tell you I've figured it all out. I wrote a book on building business credit because the information out there was scattered, confusing, and often predatory toward new business owners.

Now I'm doing it myself in public. Every vendor I apply to, every bureau report I check, every win and setback gets documented so you can see exactly what this process looks like in the real world.

If you're just starting your LLC, wondering what a PAYDEX score even is, or trying to understand the difference between D&B and Experian Business you're in the right place.

Get Updates as I Build
Books

The Business Credit System Collection

Read the guide. Work the guide. Two books built to be used together.

The Business Credit System
Available Now

The Business Credit System

How to build business credit step by step and access funding without guessing. The complete guide for new LLC owners.

$12.99 paperback
Buy Paperback โ†’ Buy Kindle $2.99 โ†’
The Business Credit System Workbook
Available Now

The Business Credit System Workbook

Your step-by-step action guide to building business credit. The companion workbook that turns the book into a hands-on plan you can actually follow.

$9.99 paperback
Buy Workbook โ†’

Stop Guessing
What to Charge

Use the Cost Per Product Calculator to calculate your true costs, profit margin, markup percentage, and suggested selling price before you make a sale.

  • โœ“ Calculate total cost per unit
  • โœ“ Factor in materials, labor, packaging, and overhead
  • โœ“ See your suggested selling price
  • โœ“ Track profit margin and markup percentage
  • โœ“ Avoid underpricing your products
View the Calculator โ†’
Cost Per Product Calculator

Follow the Build

Join the newsletter and get real updates as I build my business credit profile. What's working, what's not, and what's coming next. No fluff, no pitches.

Real updates on my tradeline applications and what actually reported
Plain-English breakdowns of business credit concepts as I encounter them
Vendor reviews โ€” which net-30 accounts are worth your time
The free Business Credit Starter Checklist when you join

No spam. Unsubscribe any time. Just honest content from someone doing this alongside you.

The Credit Corner

All Posts โ†’
๐Ÿ“Š
Tradelines ยท Real Experience ยท 6 min read

My First Net-30 Accounts: What I Learned the Hard Way

The Amazon Business mistake, the D&B address issue, and where I actually am right now. Real talk, no hype.

Read More
๐Ÿค
Mindset ยท In Progress ยท 5 min read

Looking Beyond Myself: Using Vendor Accounts to Help Others While I Build

Most people building business credit only think about themselves. Here's why my thinking shifted.

Read More
๐ŸŽฃ
My Story ยท Real Talk ยท 7 min read

Hooks With No Bait: Why I Stopped Following Other People's Programs and Built My Own

I paid good money for business credit coaching that went nowhere. Here's what happened next.

Read More
โœ…
Tradelines ยท Real Results ยท 7 min read

4 Tier 1 Vendors Secured: What I Learned and What It Cost

Crown, Shirtsy, Namynot, and Quill are all active. Here's the honest breakdown of each one.

Read More

Have a Question?

Got a question about business credit, the book, or just want to say hey? Send me an email โ€” I read every one.

Based in Spartanburg, SC ยท 864-535-2448